POSTS TAGGED : loan alternatives

Commercial Mortgage Loan Alternatives For Small Businesses

Obtaining commercial property loans and mortgages is becoming increasingly difficult as a result of increasingly restrictive lending requirements by traditional financial institutions. Due to this, numerous small businesses who are looking to purchase an office of their own, expand their current premises, or buy out another business, are turning to alternative lending options.

Commercial mortgage loan alternatives

Commercial property finance can be complex and difficult to understand, as each project may require a different form of funding. Here, we’re taking a looking at the commercial mortgage loan alternatives small businesses may consider in order to fund their latest project.

Property Development Finance

Short term property development finance can be sourced away from traditional financial institutions, often through P2P lenders, or brokers with access to exclusive lending facilities.…

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3 Loan Alternatives for Small Businesses

Financial capital is an essential but often elusive aspect of running a business. Capital is beneficial on several levels. The obvious is to meet overhead, such as lease payments, utilities and payroll expenses.

However, cash is also leverage to grow your company in ways not otherwise possible. This may be in direct ways that increase revenues, or indirect means that cut costs or taxes.

Alternative business loans

Examples include:

  • Supplier discounts for bulk purchases
  • Seize growth opportunities
  • Increase productivity with upgrades to personnel and equipment
  • Reduce or eliminate interest expense

The challenges to obtaining a business loan can equal the benefits. In particular, startups and new companies often don’t meet the rigid criteria of banks.…

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