Whoever said that the best things in life were free never had children. Bringing kids into this world is a huge decision that involves many factors. It’s the biggest decision one can make in their lifetime.

Having children requires many well-thought-out plans to be able to provide the best for them. The biggest challenge parents face is the expense. Kids are expensive. You should start saving for your child the minute they are born. This plan sounds easy until you have a child and witness the pile of endless expenses that could amount to thousands of dollars per year; basic expenses such as food, housing, medical, and most importantly education.…