Are you struggling to make ends meet? If so, you’re not alone. In fact, many Americans live paycheck to paycheck, unable to save money or get ahead financially. Several factors can contribute to this situation, some of which may surprise you.

Here are six less-known factors that could be affecting your household budget:

The type of home you live in

When managing your household budget, you should consider the type of home that is your habitat. The location, size, and layout of a house can all drastically affect how much you spend on utilities, insurance, repairs, and even taxes.

Whether living in an apartment in the city or a sprawling suburban house, understanding how much you spend on it every month can help you budget accordingly and ensure your finances are in order.…