Natural disasters and emergencies like accidents, wildfires, floods, earthquakes, and avalanches are catastrophic events that can force a business to halt its operation or permanently close down. Since no one is immune to disasters, it’s best to take proactive steps toward mitigating their impact. Having enough insurance coverage can also help you bounce back quicker.

photo credit: Dai KE / Unsplash

At the height of the disaster, you also need resources to help you deal with the immediate aftermath. Response guides, communication plans, or directives from the government and cause-oriented organizations can make a lot of difference.

Aside from salvaging what’s left of your business and calculating your expenses, you must account for the damage for your insurance claims.…