No longer is it cliche to say that the world can change in the blink of an eye. This year has taught us that the world really can upend in an instant, that normalcy is not something to be taken for granted.

Not anymore, anyway.

Business owners and executives know this better than most. In a matter of weeks, they’ve experienced dislocation on a scale unprecedented in modern times. They’re faced with a stark choice: figure out how to adapt to the new normal, fast, or slip out with the tide.…