If you operate a small company or drive for work, you’ll want to make sure you’re insured in the event of an accident. Personal vehicle insurance may not usually cover mishaps that occur while you are on the clock for your company. Commercial vehicle insurance covers individual owners and small businesses as well as large corporations and transportation organizations.

Source: Freepik

Commercial car insurance protects vehicles used in the course and scope of work. Any firm that owns or utilizes motor vehicles in the course of its operations needs commercial car insurance. Most company owners need liability and physical damage insurance, as well as industry-specific coverages.…

If you’re a high-risk driver, it’s hard to find affordable auto insurance.

Fortunately, there are plenty of insurance companies that cater to high-risk drivers.

Some companies use high-risk drivers to balance their insurance pool. Others specialize exclusively in insuring high-risk drivers.

Keep reading to discover our list of the best insurance companies for high-risk drivers.

What is a High-Risk Driver?

Many drivers are surprised to discover they’re considered high-risk. If you caused an at-fault accident five years ago but have an otherwise clean record, then an insurer could consider you a high-risk driver.

Qualifications vary between insurance companies. Some insurers consider you a high-risk driver after multiple DUIs.…