6 Tips When Getting a Small Business Loan

As an entrepreneur, getting a small business loan can be challenging. However, it doesn’t need to be a nightmare.

Preparing for the loan application process improves your chances of securing a loan. It demonstrates your reliability and capability to pay loans on time.

Small business loan

Here’s what small businesses need to do to speed up the application process. It’ll improve your chances of getting the loan painlessly and effortlessly.

1. Determine Why You Need the Loan

Before you fill out the loan application forms, understand the motivating factors. It’s among the many questions that lenders like Thinking Capital will ask.

In most cases, you’ll seek for financing to:

  • Grow your enterprise
  • Acquire equipment
  • Start your business
  • Manage daily expenses
  • Get a safety cushion

2.

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Market America, Showing That Supporting Everyday People Is How Businesses Should Function

More than ever, people are being given the opportunity to try their hand at entrepreneurship through tools like the ones Market America gives to their UnFranchise Owners all over the United States and throughout the world. UnFranchise Owners say that there is a sense of pride in what they can achieve with this incredible company.

Beauty shop business owner

Market America has given them what they need to stand on their own and deliver what it takes to make their own true income, hours, and stability.

Market America’s business model is not a pyramid scheme

Market America has seen the brunt of many accusations accusing it as a pyramid scheme.…

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4 Things Consumers Want from Their Banks Today

Keeping your money at the bank has for a long time been synonymous with participating in the economy. But increasing changes in technology mean that the services offered by banks can—and must—change. These are four things consumers want from their banks today.

Banking innovation

They Want Their Banks to Help Them

There are a lot of things that may come to mind when you think of what consumers might want from banks. High-yield savings or checking accounts, useful apps and others are definitely things that might come up. But you might not immediately think of this: About 78 percent of consumers would like their banks to give them more informational resources.…

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7 Ways to Know The Best Car Financing Option

If you do your research before you buy your next vehicle, you may be surprised to know how much you can actually learn. Since the information that you find can educate you on what you need to do as well as not to do, you will have a better chance at finding a new vehicle that you love with the financing options that’s best for you.

Car financing tips

So, as you begin to look for your financing, here are 7 ways to know the best car finance option.

1. Finance Option is in Your Best Interest

Though finding the financing for your car may take a little more time than you intend, you should always know when the finance deal that you are getting is good and not bad.…

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5 Top Tips to Keeping Your Small Business in Good Financial Health

5 Top Tips to Keeping Your Small Business in Good Financial Health

There are many motivations as to why we all start-up and sun our own businesses and no matter if it’s a local mom & pop store or the planet’s largest corporation, one thing we all have in common is the desire to make a profit. Even charities and not for profits need to ensure good financial health, as any surplus after running costs can help further their cause.

Managing small business finances

So the way to do this is to monitor your finances and notice any issues and deal with them promptly.

Regularly Do Your Book-Keeping

The first thing any business should do is not neglect regular book-keeping as this is the main tool to enable you to see how you are performing.…

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Cultural Tips for Business Travellers

London is one the world’s top business centres! So, it’s no wonder many venture into England, notably London, for new business prospects or attend business conferences. However, with international business travels come cross-cultural differences: these differences may seem small but can have a great impact on business; hence it is vital to be mindful of these differences and understand important business etiquette.

Businesswoman in a business trip

Here are some tips to avoid potential cultural problems when traveling to England:

Punctuality

British society is very time conscious. Time is considered a highly valuable resource, so lateness is considered extremely impolite. If you’re attending business meetings or conferences, do your utmost to arrive a few minutes early and if for some unforeseen reason you become aware you will be late, inform whoever you should be meeting with.…

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Creating Virtual Spaces to Facilitate Customer Success

Customer success begins with the first touch someone has with your brand. Every interaction reinforces your messaging. Each contact highlights your product in a different way. These are the building blocks of the relationships you have with your audience.

Enabling customer success

Dedicated account and success managers are a fantastic way to ensure your customers receive the care they need, but they are relatively invasive—they involve scheduling and a lot of active work from both sides to translate objectives effectively between customers and providers.

You likely know that you need to reinforce customer success organically and meet your customers where they are. But what if, instead, you focus on placing them where you both need them to be?…

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Is Timothy Sykes a Scam Artist?

If you’ve been digging into the world of online trading, Timothy Sykes is a name online communities and major headlines might have already led you to.

Tim Sykes

He’s known as the guy who at 21 took his Bar Mitzvah money (around $12,000) and turned it into $1.65 million – all while he was still in college. Sykes has built an educational empire, strategy and consultancy business that has helped thousands of people across the globe understand penny-stock trading as a legit investment option. A sizeable chunk of those people also ended up becoming his dedicated students and have been earning fortunes.

Sykes rakes in money, and he likes to flaunt that, a lot!…

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Refinancing Tips for Entrepreneurs: 5 Types of Loans you Can Refinance

If you are an entrepreneur, you might be looking at ways to ensure that you have more cash flow for your various business ventures. One way to do this may be by refinancing any loans you have. Many people may have heard of doing this with a home mortgage, but they might not know that many other types of loans can be refinanced as well.

Loan refinancing

Below is the kind of loans that you can refinance…

1. Student Loans

Student loan debt represents a financial crisis for some, and many don’t realize you can get out from under the continued payments with excessive interest, and turn to a refinance.…

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Modern Restaurant and Bar Trends That Are Attracting Patrons

With the emergence of food delivery apps, restaurants and bars everywhere have been experiencing a significant decrease in physical patronage. This is not a major concern for your locality’s more established businesses, but for many smaller businesses who are still looking to carve a niche for themselves, it can be tricky knowing how to attract a crowd.

Restaurant setting

Here are a few ways small business owners can reclaim control and effortlessly up their venue’s foot traffic.

1. Your POS system and you

When given a choice between ‘Cash Only’ and ‘Cashless’, the correct answer should always be neither. You want to make sure that your point of sale system (or POS) is able to take payments from absolutely all potential customers.…

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