Remote work was already a growing trend long before the COVID-19 pandemic came about and flipped the whole world upside down. When the virus changed everything, the meaning of remote work was included in those changes. It was no longer a choice whether employees could or would work from home. It simply became the only option.
While plenty of people couldn’t be happier to adjust to new, remote lifestyles, for many, working from home was not a choice they ever would have wanted.…
Continue readingOver 627,000 new businesses are created each year, and only 51% of enterprises last beyond five years. Opening a business is tough, but the good news is that companies should have, on average, 15-45% year-over-year growth. Thus, it helps to know strategies that you can apply to make your business grow.
photo credit: Charles Deluvio / Unsplash
Building a solid business requires accurate data to guide you in making smart decisions. From infusing capital to hiring new talent, there are several ways to scale up your entrepreneurial activity.
A shrewd business owner uses tools to track and analyze cash flow.…
Continue readingStarting a business is a dream for millions of people, and yet very few actually succeed. Those that put in the planning and effort before launching are those most likely to thrive.
It might surprise you, but part of planning for your business success includes some attention to your personal finances. Getting those squared away can have a positive impact on your business.
It seems like your personal and your business finances would be two separate things, right? In fact, because your business is new (or nonexistent), many lenders and vendors will look at your personal credit scores to determine your creditworthiness.…
Continue readingBeing stuck in a financial rut can feel overwhelming at times. It’s like, no matter what you do or how hard you work, the situation never seems to change. There are ways to dig yourself out of a hole and in this post, we’ll look at some great tips on how to get back on top of your finances.
Sometimes all it takes to get on top of your finances is a plan on how to do it. You might want to consider enlisting the help of a financial adviser or an accountant. They’re experts at helping people with their finances but not only that, a fresh mind that’s not personally involved in the situation will usually see things more clearly.…
Continue readingThe importance of insurance in today’s day and age is profound, especially for debt holders. As you know, life is unpredictable. While borrowing money from hard money lenders is typical, it’s better to consider other options.
For a big-ticket loan such as a home loan, the liability risk is usually high and can last for up to 30 years. In case an unfortunate incident occurs during the loan tenure, leading to non-payment of the outstanding amount, then home loan insurance can cover for it.
Home loan insurance or Home Loan Protection Plan (HLPP) is similar to term insurance in which an insurer can settle the outstanding home loan amount with the lender, in case of unprecedented situations including the demise of a borrower.…
Continue readingWith bitcoin trading, it becomes easy for a user to sell and buy everything that they want to. All you have to do is download the Bitcoin app and transact for buying or selling any commodities.
photo credit: Francis Storr / Flickr
Wherever there is Internet access, they will be able to trade using bitcoins without any hassles. This particular option may not happen with some of the banks, and this restricts you to transfer huge amounts of money at one shot. Hence, all the business owners use bitcoin banker. From this article, you will get to know as to why the businessmen must start accepting payments through Bitcoins.…
Continue readingTired of wishing you had more money? Do you wish you could make those impulse purchases without feeling so guilty or wondering what you should sacrifice?
You need a side hustle. It’s not a second job – you don’t have another boss breathing down your neck or a schedule you hate. With hundreds of side hustle ideas out there, it is a gig you do on your own time, as often as you want. You’re in charge of how much you work and how much you make.
Check out the reasons you should consider a side hustle.
Living paycheck-to-paycheck drains your wallet and your energy, especially if you have bills to pay.…
Continue readingMost of the users these days are trading with bitcoin because of the ease of accessibility. More than anything, bitcoins can be spent the way you want to without the mediation of any financial organizations or banks. It gives the user complete autonomy of the money, but they own.
A lot of people love the system because they do not have to go and stand in front of the banks or ATMs to withdraw cash and spend them. Everything can be done online, and it is very easy to buy and sell things using bitcoins.
Through this article, we are going to see some of the major benefits that the end-user gets when using the bitcoins for buying anything.…
Continue readingAre your phone sales lackluster?
Even in the age of the internet, you don’t want to discount good old-fashion cold calling! But unlike the internet where you case a wide net and see what you catch, phone sale is a focused process that you need to perfect if you want to succeed.
Read on to learn how to be wildly successful when making phone sales.
Don’t bad-mouth your competition on a sales call. It’s the biggest way you can sabotage yourself. When you say bad things about someone, your audience will transfer that onto you. It’s called spontaneous trait transference.…
Continue readingStarting a business, or reshaping an existing one, will be possible if your finances are under control and in a position where growth is possible. Payroll is an area which can easily inflate if you haven’t taken the time to assess the role and necessity of each resource, and maybe you haven’t changed your business and employee contracts to reflect the reality your business now exists in.
Subscription services have been a saviour for businesses who want to be a little more nimble with a reduced payroll headcount. If you haven’t considered this for your circumstances, let’s get clear on what these subscription services look like and what they can make possible.…
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