Should You be Offering POS Within Your Business?

The area where business is transacted is key in most businesses. In a retail or face to face environment the point of sale (POS) is where you need to maximize the transaction; not just in terms of concluding the sale, but in recording customer data that can be used to build a relationship with them and provide valuable reporting information.

POS system

Modern and flexible POS systems enable sales to be transacted quickly; they can facilitate the accurate recording of what was sold so ensuring accurate, real time stock records show at all times and valuable intelligence can be built regarding your stock, customers and business generally.…

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How to Choose a Trading Broker?

Finding a good trading broker is important, regardless of the type of trading you want to do. In fact, your brokerage account is going to heavily influence your trading potential. A strong broker will serve as a teacher and advisor, which is essential when you’re starting out in the trading industry. Your broker will provide an array of investment analytics that you can use to boost your earnings.

Trade floor

What Does a Stockbroker Do?

A stockbroker can be an individual person or a company that is licensed to buy and sell stock on market exchanges. Most of the time, they will be licensed to buy and sell various forms of securities too.…

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How to Improve your Business’ Credit Score

While business confidence levels in the UK have remained relatively high in recent times, it appears as though the looming spectre of Brexit is finally beginning to take its toll. Most tellingly, the ICAEW Business Confidence Monitor showed that sentiment declined sharply at the beginning of the fourth quarter, falling to -12.3 in October. To put this into perspective, it’s the lowest level since April 2009, when the country was managing the fall-out from the great recession.

business credit score

While entrepreneurs may be growing increasingly concerned as Brexit approaches, however, it’s important that they take practical steps to safeguard their ventures. One of the most important measures is to improve (or at least consolidate) your credit score, so following are some simple steps to help you achieve this goal.…

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6 Ways to Spend Your Business Loans

Before searching for lenders for your business loan, you need to first understand what you will use this money on. While a large cash lump sum may seem like just what your business needs, you need to approach your loan with caution. Without a proper plan on how you will use these funds you could suffer from irresponsible or even accidental overspending.

what to spend business loans on?

Business loans can help in every facet of your business from inventory to payroll and even helping your business with its prior debt. When thinking about how much capital you will need from your business loan take into consideration these seven ways you could put it to great use.…

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4 Smart Tips to Create Financial Buffers in Your Business

If you own or manage a company, it’s essential that you give yourself financial buffers whenever possible. Business income and expenses are always in a state of ebb and flow, and you don’t want to get caught having to pay for something business-related when you don’t have the money and can’t get the capital easily to secure some necessary part of your company structure.

Tips to create financial buffers in order to protect your business.

Financial buffers can be in several different realms. You need to make sure that you manage your inventory properly. You should protect against legal situations. Your company needs to be prepared to scale up and down. And, there are lots of financial benefits to outsourcing as you need it.…

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What Are the Benefits of Final Expense Insurance?

Life insurance is a measure of protection that you take out for your loved ones in the event of your death. The greatest benefit of life insurance coverage is the ability to name beneficiaries. The average life insurance policy can be anywhere from $250,000 to $500,000. After years and decades of paying premiums, a policy can begin paying out to beneficiaries after the death of the policyholder.

Benefits of Final Expense Insurance

Life insurance coverage is cheaper if you are young and healthy. However, it is worth it to protect your loved ones. The issue is that too many people consider getting life insurance too late in life.…

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How to Protect Your Business from Exchange Rate Volatility

Exchange rates can be incredibly volatile which is problematic for businesses because this could have a serious impact on your bottom line. So, what can you do to protect your business from exchange rate changes?

Foreign exchange rates

Although impossible to predict movements in this market, there are a few steps that you can take to protect your company.

Planning

Like many areas of business, planning is crucial to success in this area. Analyse past trends and set a budget each year which accounts for the number and timing of transactions with a realistic assumption of current and future rates – speak to foreign exchange specialists for advice on this.

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8 Common Mistakes People Make When Applying for a Business Loan

Starting your own business has never been an easy thing to do, as it brings a number of difficulties and challenges. All business owners have their ups and downs, some of them even having to find ways to avoid business bankruptcy.

One of the strategies that can help you get your business on its feet again is to get a small business loan. However, a lot of small business owners make mistakes that decrease their chances of getting a loan.

These are the 8 most common mistakes people make when applying for a business loan.

1. They don’t prepare to get a loan

A number of small business owners simply fail to prepare all the details before applying for a loan.…

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4 Tips for Saving Time in the Back Office

Back offices are where a lot of the work that it takes for a business to operate happens. And, while consumers only see the front office, the back office is often where the overhead starts adding up and time is spent.

Solving the messy back office problems

Administrative tasks can be very time-consuming, and if you need to start saving time in the back office to help your business grow, these tips can help.

1. Automate Your Taxes

A lot of time is spent on taxes, and owners are doing their own business taxes, it can take up to five hours per week, or twenty hours a month, to keep taxes up-to-date.…

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How to Excel at Spread Betting

Spread betting is a trading method activity that can help you achieve substantial rewards with regards to your capital, if done right. There are many opportunities for trading and speculating in the financial market but spread betting is something special, that requires you to have special skills to speculate on the market and whether you’ll make a profit. Although spread betting comes with high risks it also comes with big rewards.

Spread Betting

To ensure that you do not fall victim like those who have failed at spread betting I’ve put together a list of things to help you improve your trading game.…

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