POST CATEGORY : Finance

Resources for Struggling Businesses During COVID-19

COVID-19 has severely impacted the way that everyone goes about their lives. Most are forced to stay at home, yourself likely included.

Work from home

This means that many businesses are currently closed or working at a significantly reduced capacity. Unsurprisingly, this is resulting in losses across the board as businesses struggle to keep up with their expenses while having their income handicapped.

In particular, small businesses tend to be hit the hardest. Small businesses have less flexibility to handle a disaster like a pandemic, so their losses tend to be more impactful.

Business insurance may cover coronavirus losses, but this is not guaranteed relief and you may not even have a policy.…

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Why Insurance is Essential in Every Business

Insurance is one of the backbones of many financial and industrial sectors, providing a safety net that gives both individuals and businesses coverage from a myriad of mishaps. As a business owner, you have a lot of duties and responsibilities to your employees and customers.

Business insurance calculation

The well-being of people at your establishment has to be one of your priorities if you’re planning on running a successful business. It doesn’t really matter if the business is a huge conglomerate or small brick-and-mortar shop, it still needs insurance.…

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Great Investments for Your Kids Future

Whoever said that the best things in life were free never had children. Bringing kids into this world is a huge decision that involves many factors. It’s the biggest decision one can make in their lifetime.

Investment for kids

Having children requires many well-thought-out plans to be able to provide the best for them. The biggest challenge parents face is the expense. Kids are expensive. You should start saving for your child the minute they are born. This plan sounds easy until you have a child and witness the pile of endless expenses that could amount to thousands of dollars per year; basic expenses such as food, housing, medical, and most importantly education.…

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Forex Trading Strategy and Tips From the Experts

No one is safe from risk, whether they’re complete beginners or experts in anything they do. The same applies to forex traders. Approaching forex can seem a bit intimidating at first, as you’ll have to wrap your head around a lot of concepts to begin trading, not to mention that you’re going to have to learn by applying real life techniques.

Foreign exchange

To help you sharpen your forex trading skills, we’ve gathered the best strategies and tips from the experts.…

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How To Set Up Your Home Office With Bad Credit

Many people are at a crossroads in their careers and due to the proliferation and ease of the internet, many choose to set up a home office. Overheads can be low and lifestyle choices can also come into play as you can combine childcare at the same time, or look after elderly relatives. However, many people often find themselves in the situation of having bad credit due to their previous spending history. Unfortunately, it is a fact of life that if you have been unable to pay your bills in the past, many traditional lenders will look upon your history unfavorably and will not extend you credit.…

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Step By Step Guide On How To Start A Credit Repair Business

A managed services business that helps consumers improve their credit score or in many cases helps them get qualified for a good loan deal that is the business you may want to start – the Credit Repair Business.

Credit repair business

Clients with a less stellar credit score will come to you and your objective is to get it higher. This job deals with disputing inaccuracies in a piece of negative information on your client’s report. This requires hard work and patience because you’ll be having back and forth correspondence with credit bureaus, creditors, collection agencies, and lenders as your client’s representative.

Starting a Credit Repair Business will give you the autonomy to your schedule, which will make you flexible to accommodate other important matters in your life.…

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Easy Steps to Finance and Start Your Business

Starting a business is no easy thing. It takes a resilient approach, dedication, hard work, and sleepless nights to see your business aspirations come to fruition. If you don’t have what it takes for a business start-up, then it’s high time you considered other options.

Financing a new business

When starting a business, whether small or big, you need access to capital. Unfortunately, and according to most entrepreneurs, this is the most challenging element in business startups. You need to be financially stable in your initial rollout projects. Your very first employees will need to be paid, you’ll need an inventory, and most importantly, funds to register your business.…

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5 Reasons To Start Investing Today

The world of investing is fast paced and changes very quickly – to be successful you need to keep your eye on the ball, but also be flexible in how you manage your time with these investments.

CEO investment portfolio

There’s a wealth of information out there to help you get started, as well as an array of sites that compare broker lists and areas of investment that may be a benefit for you, but why should you start investing today?

1. You can make some money

Perhaps the most obvious reason and the one that many will move toward is the opportunity to make some extra money – whilst there are very volatile markets that have a high price of entry with little payoff, there are also just as many that have a low cost of entry with the possibility for a big payoff.…

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6 Considerations to Make Before Buying a Car Insurance

The Canadian federal law requires all car owners to have car insurance. This is because every car stands a chance of getting an accident or any unpredicted event on the road. Besides being a legal requirement, car insurance guarantees financial protection against any unfortunate event.

Wrecked car

However, many first-time car owners in Canada find it challenging to buy car insurance due to the vast array of options in the market. The prices, too, differ significantly, making it trickier to select the best. Insurance rates are higher in Toronto when compared to Ontario and the other cities. Being the largest city, Toronto has many intersections.…

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Top 6 Things Car Insurance Companies Don’t Want You Know

Car insurance can be very confusing. You make a payment every month and you know that you’re covered. However, you probably have no idea how car insurance companies come up with the amount you pay for your premium. Ed Bernstein, a lawyer in Las Vegas, shares 6 things car insurance companies are unlikely to tell you.

Car insurance coverage

1. Gender

You may be surprised by this fact but car insurance rates for women are much lower than those for men. On average, women can pay up to 12% less than men do. What’s the reason behind this substantial difference? First, men tend to file more claims than women.…

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