How Do I Get Out of a Home Foreclosure?

Due to financial hardships stemming from COVID-19, many people in Louisville are behind financially and struggling to keep their homes. If your home goes into foreclosure, it can be devastating to your credit and your financial situation.

Home foreclosure

Believe it or not, there are things that you can do to put an end to the foreclosing of your home. The key is to find a strategy that works best for you and your unique situation. Continue reading to learn ways to get out of a foreclosure.

1. Work something out with the lenders

The best thing you can do to increase your chances of avoiding the repossession of your home is to jump on it at the first signs of trouble.

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Some Of The Common Freelancer Mistakes You Can Avoid

When starting as a freelancer, people do everything to make a name for themselves and make more money. It is tough to get projects and clients at first, and as people struggle to get gigs, they overlook some aspects of the business side of freelancing.

Freelancer mistakes to avoid

People think that freelancing has lesser responsibilities than the regular office job. As a result, freelancers end up making mistakes that cost them a lot. Here are some of the freelancing errors you can avoid.

1. Operating without a Contract

Most freelancers start working without signing a contract. This leaves room for serious misunderstandings. Part of the reason this happens is that the freelancer does not have the time or resources to draft an agreement.…

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Common Cyber Security Practices You Should Never Miss

Industries have preferred to move their businesses online that have allowed them to grow organically. However, everything is not so bright as they are perennially faced with the risk of data breaches.

Compromized cyber security

The security threats in the industry are immense and can be estimated from the fact that 4.1 billion records were compromised in only the first half of 2019. There have been significant data breaches at Clearview and Marriott, with almost 5.2 million records being breached at the latter. According to the 2020 Data Breach Investigation Report from Verizon, 70% of the breaches were caused by outsiders, and 86% of the breaches were financially motivated.…

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Asset Protection Protocols You Should Always Follow

Typically, you’ve spent many years building your wealth for your family’s future. Whether you have personal assets or businesses, you always want these things to go to your loved ones in case of incapacity or death. However, this isn’t always the situation. There are instances when you need to prepare for the unexpected, and these can include lawsuits from the creditors and other adverse judgments. This is where the legal concept of asset protection comes into play.

Asset protection legal concept

In simple terms, asset protection is the process of protecting one’s assets from unfortunate situations, including seizure, lawsuits, judgments, and other relevant losses. It’s composed of many strategies that can guard an individual’s wealth without violating the law on concealment, fraudulent transfer, and contempt.…

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Guiding Small Businesses To Make The Most of Digital Marketing

With COVID-19 taking a toll on all aspects of daily life, 2020 has indeed been a challenging year for all of us. While we are trying to hold on and stay safe from the virus, businesses across the world are finding mere survival a Herculean task. This is especially true in the case of small businesses that do not have a huge debt fund to fall back on.

Digital marketing guide

At the moment, with social distancing protocols in place, businesses are having a dearth of physical options. The silver lining here is the fact that this global crisis is chaotic, and if small businesses can focus on their digital marketing plans, they will be able to establish long term credibility among their target audience.…

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Proof of Income: How to Use a Paystub and More to Buy A Home

Buying a house is a big step. It puts you on the property ladder, grants you rights you didn’t have as a tenant, and gives you a place to call home. In 2019, the median house price in the U.S. was $279,600.

Home loan application

To purchase a house at that price, you needed a salary of at least $61,123 to pay your monthly bill of $1,426.21. However, you need more than a salary. You need proof of income.

What does proof of income mean, and how do you show it? Here’s what you need to know.

What Does Proof of Income Mean?

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A Step-by-Step Guide to Launching a Supplement Business: 5 Tips for Getting High-Quality Leads

Dietary supplements are incredibly popular in the United States, and it doesn’t look like they’re going anywhere. The Council for Responsible Nutrition found that supplement use had reached an all-time high in 2019 with 77% of American adults taking supplements in some form. The most popular of these are vitamins with specialty supplements like fish oils and fatty acids meant to improve overall health coming in second.

Supplement business

Reasons people love supplements include increased awareness about healthy lifestyle choices and the fact that many of them simply work to improve people’s health. They’re made to address all manner of needs from nutritional requirements to workout enhancement.…

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Staying Motivated When You Work from Home

Working from home certainly has its benefits; however, it’s not easy. In order to make money and keep up a solid reputation, you need to be able to stay motivated.

WFH

In this article, we’ll discuss how you can do just that, so you can continue to enjoy all the great things about working from home. Sound interesting? Let’s get started.

Remove distractions

One of the best ways to stop yourself from getting distracted during work hours is to remove the distractions, of course. It’s not always easy, but try and determine what keeps removing you from your workspace. If it’s your phone, try putting it in another room.…

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What Are Ecommerce Shipping Best Practices? A Guide to Shipping

Online businesses or eCommerce is well on its way to phasing out traditional retail. In the fourth quarter of 2019, eCommerce in the U.S. was worth a staggering $187.25 billion. That’s a more than 16% increase from $160.89 billion in 2018.

Ecommerce shipping best practice

Shipping is one of the most important aspects of any eCommerce store. The way you handle your shipping can either make or break your online business. In fact, industry giants like Amazon and Alibaba attribute their success to adopting all the eCommerce shipping best practices.

Fast and organized shipping is the only way they get the right products to their customers within the stipulated time.…

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This Is What You Need to Know About Self Employed Insurance

Right now we’re living in an age in which a person needs little more than an internet connection to become a business owner. If you’re a self-employed professional, you need to put your ducks in a row just like any other business owner.

Self-employed

This starts with handling all of your insurance needs. But what sort of insurance should you keep in mind as a self-employed individual?

Use these tips to learn more about self employed insurance and how it can save your business.

Consider the Kind of Business You Run and Work You Do and Address Your Liabilities

First and foremost you need to assess the kind of company that you run when you’re interested in getting a self employed business insurance plan.…

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