Even though people understand the importance of life insurance and its usefulness in protecting their family’s financial interests in their absence, there are very few who get insured. Most of them are either unaware or simply procrastinate, fearing the complexity of the process.

At the same time, many falsely believe that term insurance is too expensive. The truth is that insurance is not costly at all, especially if you start young. There are many cheap term life insurance available on the market today. What’s more, there are tools online that can help you estimate the premiums and overall costs of the plans that you choose.…