Where I live, small business funding is not that accessible compared to other countries. We do have funding via banks and other lending institutions, but choices are limited. There are some risky choices, e.g. borrowing from questionable lenders, but I wouldn’t take that path, typically due to the unfavorable terms and the lender’s reputation.

Small business owners need to be creative to secure funding, typically for keeping their businesses to run like well-oiled machines, especially due to seasonality that may exist in their industries.

I am lucky enough to know some smart small business owners who know creative ways to fund their business activities.…