America is a fairly litigious society, although we’re not quite as bad as our reputation suggests. The truth is, there are good reasons for many of the civil lawsuits that are currently winding their way through the court system.

There are far fewer frivolous lawsuits out there than it may seem. When we think of “legal liability,” we often think of in terms of someone slipping and falling on a wet grocery store floor because the employees didn’t put out a “caution wet floor” sign. Or we might think of it as someone suing for medical bills after a texting driver plows into their car at an intersection.…