Can You Pick Stocks Better than Your 401k?

If you’ve been reading or hearing about the stock market lately, you may be wondering why you’re contributing a percentage of your monthly income to your company’s 401k plan instead of just putting that money directly into the stock market.

Indeed, stories of people who bought stock in Google or Apple early abound on the internet, as do articles stocks about people who followed a gut feeling and struck it rich.

The advantages of a 401k

While a 401k isn’t as liquid as a normal investment account, that isn’t to say that there aren’t any benefits to 401ks. One of the biggest benefits of investing in your company-sponsored 401k plan is the fact that you will likely get some form of an employer match in addition to the percentage of your income you elect to invest.…

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Top 8 Benefits Offered by ULIP Plans

One of the fundamental reasons behind an individual’s investment is to get a decent corpus at the end of their investment tenure. Though there is a number of investment avenues available in the market, ULIP is still one of the best avenues out there. It not only helps you get good returns but also gives you access to the life cover feature.

Unit Link Insurance Plan (ULIP)

In order to understand its concept, you should, first of all, understand the ULIP meaning, as it will also help you understand how a ULIP does actually work.

There was a time ULIPs were a not-so-popular choice between the investors due to their high charges and commission structure.…

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Will the Iraqi Dinar Soar This 2019?

The largest financial market in the world is the foreign exchange market. It enables currency conversion for investments and trades worldwide with its massive trading volume.

Iraqi Dinar

People are able to exchange, speculate, buy, and sell on currencies through the foreign exchange market and they are able to optimize their profits by investing in the forex market.

History Of Iraqi Dinar

Decades ago, Iraq’s economy and the currency had hit its greatest peak. The economy was rapidly growing, the treasury was increasing with foreign exchange and value of Iraq’s currency has been stable and strong. Saddam Hussein’s legacy created a long-term effect on Iraq’s economy and currency, and it continues to remain to this day.…

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Tips on Finding the Ideal Investment Property

Over recent years, many people have made a lot of money from investing in property. For many, the ability to buy a property at a low cost, get it fixed up, and then rent it out to others for a monthly income has enabled them to make property investment a full time career and a very lucrative one at that.

Choosing investment property

With the right choices and a little business acumen, you can go a long way in the property market as property is something that is always in demand.

Of course, if you want to truly benefit from this type of investment you need to make sure you choose the right property, which isn’t always as easy as you may think.…

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5 Investment Mistakes You Don’t Want to Make in 2018

With increasing volatility and frequent market fluctuations, making smart investments is not easy. When you look for information online, several inputs laden with economic jargon tend to perplex you furthermore.

Making investment mistakes

If you have ever invested into something before, you know about the kind of mistakes you can make on the way to the perfect investment. The thing is, there is always some new way of making quick money that everyone is talking about, and usually that’s the investment that one should not make without doing their research.

Let’s take CFDs, for example. Trading CFDs looks promising on paper, but due to the nature of CFD trading, it’s often categorized as a sophisticated form of gambling by the trading community.…

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How to Start Your Investment Portfolio Construction

Starting an investment portfolio can be an intimidating task. Whether you are planning to monitor and trade regularly or set up a one and done growth portfolio, the amount of time it can take to set up a solid plan for growth with your money can shake even the most stedfast of us.

Investment portfolio construction

Although it can be intimidating, setting up a stock portfolio is a great way to build your wealth over time, and can even be the reason you never “work” again. Getting there takes time, patience and market knowledge, but it all starts with the construction of your investment portfolio.…

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4 Patterns for Forex Profitability

There are many factors that determine profitability for Forex traders. It is difficult to pick one factor that will lead to a profitable experience in the Forex market so many traders will look for patterns that will predict a successful trading strategy. These patterns will hopefully guide Forex traders towards great decision making and profitable Forex trades.

Forex trading

Let’s examine some of the patterns that have been seen in successful Forex trading.

Pattern #1: Mitigate your losses

The first important pattern to note is that no matter how many of your trades are successful, if you are losing more on your losing trades than you are gaining on your winning trades, your Forex trading will not be profitable.…

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Retirement Luxuries To Put On Your List

The phrase “planning for retirement” generally evokes images of white-haired individuals smiling in insurance commercials, making sure their finances are in order for the long haul. That’s definitely part of the process, and it’s always a good idea to speak to financial advisors, invest for retirement, and save whatever you’re able to. But planning for this phase of your life shouldn’t just be about making sure you can get by – it should also involve a few perks!

Retirement planning

That’s not to say everyone can afford such perks, nor that irresponsible spending is a good idea. But if you’re already working on a financial plan for the years ahead, you may want to have a few luxuries in mind so that you can try to work them into your budget.…

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How CEOs Can Dominate Their Investment Portfolio

Some believe that a CEO is defined by financial prowess and an astute awareness of the markets. However, this is sometimes not the case.

There are many examples of such individuals who have lost great deals of money due to bad portfolio decisions. In fact, the Stanford Graduate School of Business has found that hubris associated with top management positions often leads to poor judgement calls.

CEO investment portfolio

So, how can a CEO improve the performance of an existing portfolio in order to maximise profit margins and minimise risk? Let’s examine some methods recommended by professionals.…

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