POST CATEGORY : Finance

Is an Alaska Airlines Credit Card Worth Getting?

For those of us frequent flyers out there, we have a lot of choices when it comes to how we decide to utilize some of the perks associated with flying a lot.  Up here in Alaska, Alaska Airlines is pretty much the only big airline available.  It stands to reason that most rewards cards or other perks will be associated with them, then.

Credit card

The question this leaves us with is whether or not it’s actually worth it to get one of these cards or enroll in a frequent flyer program.  Today, we’ll dive into the topic and help you decide for yourself whether an Alaska Airlines Visa Signature® credit card is something to consider. …

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The Differences Between Online Mortgage Preapprovals and In-Person Meetings

Mortgage preapproval is a term you’ll frequently encounter on your journey towards homeownership, especially if you’re venturing into this arena for the first time. This crucial step not only offers you a clear picture of your financial standing but also instills confidence in sellers who see you as a serious buyer.

Securing mortgage

What is Mortgage Preapproval?

Mortgage preapproval is essentially a financial thumbs-up from a lender. It indicates that you are eligible for a mortgage up to a certain amount, based on your creditworthiness, income, and other factors.

Acquiring preapproval is vital because it outlines your budget, enabling you to target homes within your reach.…

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CEO of Everest Business Funding, Scott Crockett, Explains the Power of Strategic Financial Forecasting for Businesses

Just one-quarter of all businesses last at least 15 years, and two of the main reasons for that are a lack of sufficient funding and insight into the company’s finances. Founder of Everest Business Funding, Scott Crockett, says that financial forecasting is an essential tool that all businesses should use to help them make informed decisions, which can lead to a more profitable and sustainable endeavor.

Financial forecasting

By harnessing the power of accurate financial forecasting, business owners can understand how to analyze trends, anticipate challenges, and plan for future growth.

Below are some reasons why financial forecasting is so important and how you can integrate it into your business.…

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Financial Custodians: Safeguarding Your Assets

Financial custodians might not be household names, but their role in protecting your assets is crucial. Whether you’re an individual investor or a large institution, understanding what these entities do can significantly impact your financial well-being.

Discussing with a financial custodian

Fundamental Role of Financial Custodians

Before entrusting your hard-earned assets to someone else’s care, it’s crucial to understand what a financial custodian does. In this section, we’ll explore their primary roles, from safeguarding your assets to ensuring you’re on the right side of the law.

Asset Safekeeping

One of the primary responsibilities of a financial custodian is to protect your assets. While some may think of a bank vault or a physical safe when imagining asset protection, the responsibilities of financial custodians extend far beyond that.…

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Emergency Cash Solutions: How Payday Loans Can Bridge Financial Gaps

In times of unexpected financial challenges, finding a quick solution to bridge the gap can be crucial. That’s when options like $255 payday loans online same day you’re in need come into play. They offer a potential lifeline for those seeking emergency cash without the hassles of traditional lending processes.

Emergency loan

Understanding Payday Loans

Payday loans, often referred to as short-term loans, are designed to provide immediate funds to individuals facing urgent financial needs. These loans are typically for small amounts and are intended to be repaid quickly, usually within a few weeks, when the borrower receives their next paycheck.

The Application Process

Securing a payday loan is remarkably straightforward.…

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How to Save Money on Your Business Electricity Bills in 2023

Why You Need to Save Money on Your Business Electricity Bills in 2023

Office lighting

Electricity is one of the most essential and expensive utilities for any business. According to the Department for Business, Energy and Industrial Strategy (BEIS), the average electricity price for small and medium-sized enterprises (SMEs) in the UK was 15.37 pence per kWh in 2021. This means that a typical SME with an annual electricity consumption of 20,000 kWh would spend about £3,074 on electricity bills per year.

However, electricity prices are expected to rise in the coming years due to various factors, such as the increasing demand for electricity, the phasing out of coal-fired power plants, the uncertainty of Brexit, and the impact of climate change .…

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Meme Coins: The Hottest Trend or a Risky Wager?

Meme coins, a new type of digital cryptocurrency inspired by internet memes, have gained immense popularity. This article explores their appeal, potential for high returns, accessibility, as well as the risks associated with investing in meme coins.

Doge memecoin

photo credit: Rudolfs Klintsons / Pexels

Amid the risky cacophony of meme coins, sophisticated traders often gravitate just Learn about BitAi Method, a finely-tuned automated bot navigating the crypto labyrinth.

The Appeal of Meme Coins

Memes have become a dominant form of expression in today’s digital age. They permeate social media platforms, capturing the attention of millions and reflecting the collective sense of humor and cultural references of internet users.…

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Maximize Your Money: Wealth Advisor Clinton Orr Reviews the Benefits of Investing and Saving

Managing your finances prudently is key to achieving long-term financial security and building wealth over time. Often one of the most critical decisions to make is whether to save or invest. Each strategy has its own range of benefits. Understanding the differences is the first step in making informed decisions about your personal finances.

Investing your money

Clinton Orr is Senior Wealth Advisor and Senior Portfolio Manager at Becker Orr Wealth Management, part of Canaccord Genuity Wealth Management. From his office in Winnipeg, Manitoba, he helps lift clients to financial success, with guidance on financial planning, investing and asset management.

According to the Canadian wealth advisor, whether to save or invest is a common question, one he hears often.…

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How to Build a Strong Credit Rating for Your Small Business

As a small business owner, establishing and maintaining a solid credit rating is crucial to your financial success. A strong credit history helps you access funding and favorable terms, enhances your credibility, and opens doors to growth opportunities.

Small business owner using smartphone

photo credit: Pixabay

Adding tradelines to your credit report is one effective strategy to boost your creditworthiness. Finding the best tradeline companies and researching effective startup launches can help you establish a strong business presence. Let’s look at a few valuable tips on building a good credit rating for your small business.

Establish a Strong Foundation

To build a good credit rating, start by laying a solid foundation for your business.…

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The 4 Benefits of Accounting Software for Online Store Owners

Accounting software can minimize the amount of manual data entry required. This reduces the risk of errors and saves time. In addition, some ecommerce accounting tools offer features such as bank account reconciliation, shipping cost estimations, and inventory tracking. This allows business owners to make data-driven decisions that improve their bottom line.

Businesswoman using accounting software

Accuracy

When running an ecommerce business, accuracy is critical to success. Using accounting software eliminates manual data entry mistakes that can lead to inaccurate financial records, missed opportunities, and costly errors.

Accounting software can be used on a cloud-based platform, which allows you to log in at any time and get a clear overview of your company finances or as a desktop program that you download and install on your computer.…

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